Wealth is not just having a lot of money but having choice, security and freedom in the life you wish to lead. We are passionate about helping people apply their resources to live authentically, fully experience life and make a difference in the world. Our motto is: "Live your Life. Make your Mark”.

Our goal is to provide a personal and proactive approach to help you achieve or maintain financial freedom and security in life. We take the time to get to know you and create a bespoke financial plan based on your unique set of requirements and circumstances.

We have a straightforward process which allows you to do your due diligence via a no obligation consultation. It is important to us that clients choose to work with us from an informed and wholly comfortable position. 

The work we do typically covers:

• Analysis and Forecasting to clarify what your current and future financial situation really means.

• Create a plan to help you achieve your goals in a shorter time frame.

• Advice on how to mitigate risk via insurances and other alternatives.

• Strategic planning in the run up to Business sale, Retirement and Later Life.

• Tax planning to minimise income tax, capital gains tax and inheritance tax via pension, investments and Trusts.

• Succession planning and estate planning to meet the needs of several generations in a family.

• Long term relationship-based servicing and proactive advice to ensure a smooth financial journey and help you stay on track to achieve your goals. 

As a Partner Practice of St. James's Place we are able to offer a high quality and range of financial services and solutions under one roof; and access to industry experts with different specialisms to help our clients fully. 

Corporate Social Responsibility is a big part of St. James's Place, along with philanthropy which sees their Charitable Foundation give millions each year to help the less fortunate in the UK and abroad. This is very much in line with our own values; we believe that with greater wealth comes a greater opportunity to make the world a better place.

Through us, our clients can benefit from the best of both worlds – dealing with a local individual/firm that they trust but with long term reassurance and peace of mind that they have the backing of a long established and award winning company.

We regularly invite reviews from our clients so that we can continue to improve our service. These reviews are independently verified and are available to view here.

Life & Legacy Wealth Management is based in Cardiff, with an office in the city centre overlooking the majestic Cardiff Castle. We also have access to offices across the country and look after clients nationwide.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority.